Deposits & Withdrawals
All the ways to move money in and out of Senddy.
Depositing funds
Bank transfer (ACH)
Connect any of 12,000+ supported US banks. Transfers are free and typically arrive within 1-2 business days.
Debit or credit card
Fund instantly with Visa or Mastercard. Processing fees are charged by the payment provider and disclosed before you confirm.
Venmo & Cash App
Transfer funds from your existing payment apps into Senddy.
Direct stablecoin deposit
Send USDC directly from any wallet on supported networks:
- Base — Native deposits, lowest fees
- Ethereum — Bridged automatically via the Ethereum bridge
- Solana — Bridged automatically via Circle CCTP
When depositing from Ethereum or Solana, Senddy handles the bridge for you. See Bridging Assets for details.
Direct deposit
Set up your employer's direct deposit to Senddy. Your paycheck starts earning yield immediately on arrival.
Withdrawing funds
To a bank account
Withdraw to your connected bank account via ACH. Free, with funds arriving in 1-2 business days.
To an Ethereum address
Withdraw USDC to any Ethereum-compatible address (Base, Ethereum mainnet, etc.). This creates a public on-chain withdrawal — the USDC leaves the privacy pool and appears at the destination address.
Cash out
Use the Cash Out feature in the app to withdraw to your bank, Venmo, or other supported payment methods.
Fees
| Method | Deposit Fee | Withdrawal Fee |
|---|---|---|
| Bank transfer (ACH) | Free | Free |
| Debit/Credit card | Provider fee (shown at checkout) | N/A |
| Stablecoin (Base) | Network gas (~$0.01) | Network gas (~$0.01) |
| Stablecoin (Ethereum) | Network gas (~$1) | Network gas (~$1.00) |
| Stablecoin (Solana) | Network gas (~$0.01) | Network gas (~$0.01) |
Minimums
There are no minimum deposit or withdrawal amounts.