Getting Started
Create your Senddy account and make your first private payment in under a minute.
Create Your Account
Setting up Senddy takes less than a minute.
- Go to senddy.com and tap "Get Started"
- Sign in with your email, Google account, Apple ID, or connect an existing wallet (MetaMask, Coinbase Wallet, Phantom)
- A smart wallet is created automatically — no seed phrases, no browser extensions, no gas tokens needed
- Choose a username — this is how others will send you money (e.g.
senddy.com/pay/alice)
That's it. You're ready to deposit funds and start using Senddy.
Fund Your Account
You can add money to Senddy in several ways:
- Bank transfer (ACH) — Connect any of 12,000+ supported banks. Free.
- Debit or credit card — Visa, Mastercard. Funds arrive instantly.
- Venmo or Cash App — Transfer from your existing payment apps
- Stablecoin deposit — Send USDC from Ethereum, Solana, Base, or other supported networks
No minimum deposit. See Deposits & Withdrawals for full details.
Send Your First Payment
- Tap Send on the dashboard
- Enter the recipient's Senddy username or address
- Enter the amount
- Optionally add a memo (encrypted, only visible to you and the recipient)
- Tap Confirm
A zero-knowledge proof is generated on your device in 2-5 seconds. Once verified, the payment is final and completely private.
What happens next
- Your balance earns yield automatically (3-4% APY)
- You can receive payments by sharing your username or QR code
- You can spend anywhere with a Senddy Card and Apple Pay
- You can withdraw anytime to your bank or any wallet