Skip to content
senddy-logo

Digital dollars,
private by default.

Senddy is a dollar account that earns on every balance, sends to anyone for free, swaps privately, and keeps your payments confidential. The way money should work.

Deposit and withdraw on 11 networks. No network fees to send.

Built on the Senddy privacy layer.

Your viewOnly youOnly you. Amounts, names and memos are visible to you alone.

Total private balance

$3,793.83

Est. daily yield

+$0.37

Est. daily yield. Variable, currently 3.6%

Current APY

3.6%

  • Sent to @alex

    Dinner split · 2:44 PM

    -$52.58

  • Received from @maria

    August rent · 1:38 PM

    +$1,200.00

  • Sent to @jordan

    Concert tickets · 10:55 AM

    -$86.40

What the public ledger seesAnyone can look

Balance

The same three payments. No amounts, no names, no memos.

  • 0x9a4f…e21c

    Senddy Pool · proof verified

  • 0x3b7d…08f4

    Senddy Pool · proof verified

  • 0xc15e…7a90

    Senddy Pool · proof verified

Money in, money out,
on your terms.

Three steps from your bank to a private balance and back again.

senddy-logo
User

Hello, @name

Your Wallet Balance

$1279.00

Step 1: Add money

Connect your bank, use a debit card, or deposit stablecoins from Base, Ethereum, Solana, Arbitrum and seven more networks.

Senddy

Send to anyone

Amount

$250.00

Step 2: Live your life

Send money to friends, pay bills, or shop with a Senddy Prepaid Card. Your balance earns yield between payments.

senddy-logo

Withdraw to bank

Chase Bank

••••1234

Withdraw

$500.00

Step 3: Cash out anytime

Transfer to your bank for free. No lock-ups, no waiting.

Private, the way
money used to be.

Cash never announced what you had or where it went. A typical crypto wallet broadcasts both to anyone who looks. Senddy keeps your balance and your payments off the public ledger, so your financial life stays between you and the people you choose to share it with.

Built for how you
actually pay

Split rent, pay a contractor, run payroll, or let an AI agent send USDC — all privately, wherever your money comes from.

Pay rent

Landlord doesn't see your savings.

Split Bills

No public Venmo feed.

Get paid

Freelance income stays between you and your clients.

Send to family

Zero-fee international transfers.

Healthcare

Therapy and prescriptions stay between you and your provider.

Gifts

Shop without spoiling the surprise.

The account between
a bank and a wallet.

A bank sees every payment you make. A public wallet shows them to everyone. Senddy holds and sends dollars without either trade-off.

Bank
Venmo
Public wallet
Senddy
Earns yield
Under 1%
0%
0%
~3-4%
Who sees your payments
Your bank
Public feed
Everyone
Only you
Who sees your swaps
—Not applicable
Venmo
Everyone
Only you
Balance visible on-chain
—Not applicable
—Not applicable
Everyone
Hidden
Shares your data
Partners
Partners
Public
Nothing
International fees
$25-50
3%
Network
Free
Gas fees to send
—Not applicable
—Not applicable
Every send
None

Yield is variable and reflects the current rate on the underlying strategy, not a guaranteed return. Senddy is not a bank and balances are not FDIC insured. How yield works

Private by proof,
not by promise.

You don't have to trust us with your privacy — the math is public and the code is verifiable. Here is exactly what protects your money.

Zero-knowledge proofs

Transfers are proven with Noir circuits verified on-chain by UltraHonk. Amounts and balances are never revealed to us or to anyone watching the chain.

Read the circuit design

Non-custodial by construction

Your spending keys are derived in your browser and never leave the device. Senddy cannot spend from or see your private balance.

How keys work

Verified contracts on Base

The pool, verifier, and strategy contracts are deployed and source-verified on Base. Every note commitment is anchored to a public merkle root you can check yourself.

View the contracts

Ready to upgrade
your money?

Free to start. No monthly fees. No network fees to send.