# Getting Started

> Create your Senddy account and make your first private payment in under a minute.

Source: https://www.senddy.com/docs/using-senddy
Last modified: 2026-08-01T23:49:54.000Z

---

## Create Your Account

Setting up Senddy takes less than a minute.

1. **Go to [senddy.com](/dashboard)** and tap "Get Started"
2. **Sign in** with your email, Google account, Apple ID, or connect an existing wallet (MetaMask, Coinbase Wallet, Phantom)
3. **A smart wallet is created automatically** — no seed phrases, no browser extensions, no gas tokens needed
4. **Choose a username** — this is how others will send you money (e.g. `senddy.com/pay/alice`)

That's it. You're ready to deposit funds and start using Senddy.

## Fund Your Account

You can add money to Senddy in several ways:

- **Bank transfer (ACH)** — Connect any of 12,000+ supported banks. Free.
- **Debit or credit card** — Visa, Mastercard. Funds arrive instantly.
- **Venmo or Cash App** — Transfer from your existing payment apps
- **Stablecoin deposit** — Send USDC from Ethereum, Solana, Base, or other supported networks

No minimum deposit. See [Deposits & Withdrawals](/docs/using-senddy/deposits-withdrawals) for full details.

## Send Your First Payment

1. Tap **Send** on the dashboard
2. Enter the recipient's **Senddy username** or address
3. Enter the **amount**
4. Optionally add a **memo** (encrypted, only visible to you and the recipient)
5. Tap **Confirm**

A zero-knowledge proof is generated on your device in 2-5 seconds. Once verified, the payment is final and completely private.

## What happens next

- Your balance [earns yield](/docs/using-senddy/earning-yield) automatically (3-4% APY)
- You can [receive payments](/docs/using-senddy/receiving-payments) by sharing your username or QR code
- You can [create a virtual prepaid card](/docs/using-senddy/senddy-card) for supported U.S. online purchases
- You can [withdraw anytime](/docs/using-senddy/deposits-withdrawals) to your bank or any wallet